It's hard to believe that the song '1999' was popular 20 years ago as we turned the century milestone. How time does fly! Here we are in 2019 and the New Year is a good time to look back and ponder our successes, challenges, gained knowledge and new directions and bring our experience forward. As a contractor for 28 years, my goal was to protect people's investments. Damsel in Defense came into my life almost 5 years ago and I reflect on the fact that I transitioned from p